Make a deposit using the camera in your mobile phone!
Remember when you had to come to us to make a deposit? Not anymore! Bank when and where you want with Mobile Deposit. All you need is a web-enabled phone with a camera. It is secure and making a deposit is as easy as taking a picture.
- You must be enrolled in online banking. Click here to enroll.
- Download the app to your device through the App Store or Google Play.
Enroll in Mobile Banking and install the Mobile Banking App today to experience the ease and convenience of mobile deposit.
✱✱ Carrier Charges May Apply
How does Mobile Deposit work?
If you have an iPhone® or Android™ smart phone simply download the application. Then, log in. You will key in the amount of the deposit, and take a picture of the front and back of the check. That's it! Within seconds of uploading the transaction, you will receive a confirmation that the deposit was received successfully.
What do I need to do prior to making a deposit?
You must clearly mark the check “Mobile Deposit” on the front and back of the check in addition to marking the date of the deposit on the front of the check. You must also properly endorse the back of the check.
What types of checks can be processed through Mobile Deposit?
All personal and business U.S. checks can be processed through Mobile Deposit. Checks from Canada and other foreign countries, food stamps, savings bonds and poor image quality checks must be deposited traditionally.
How secure is Mobile Deposit?
Mobile Deposit is very secure. It features multiple layers of security, giving your account and check data the highest level of safety available.
When can electronic deposits be issued to the financial institution?
You can transmit mobile deposits to the financial institution 24-hours a day, 7-days a week including weekends and holidays, with the exception of the financial institution's routine maintenance downtime.
When will deposits be posted into my account?
Deposits received electronically are processed similar to traditional paper deposits during the business day. The daily cut-off time is 6:00 PM. Deposits received after 6:00 PM will be processed on the next business day.
What should I do with the original paper checks after deposits are made?
Original checks should be stored for a minimum amount of time prior to being destroyed, as determined by your financial institution.
How do I prevent checks from being scanned and deposited twice?
The software has built-in duplicate detection tools that detect items already captured. If the software detects potential duplicate checks, an alert prompts you to make a decision about the items in question.
How do I know the image quality is acceptable?
The software has an Image Quality Assessment (IQA) tool that automatically identifies problems with the check image. If a problem is detected, you will be asked to retake the photo.
If you have additional questions, contact BankFirst for assistance.