A Better Way Home
We offer many different types of loans for new homeowners and those wanting to refinance.
Fixed Rate Mortgages
Fixed Rate Mortgages offer a fixed interest rate for the life of the loan. This protects you against rising interest payments. Enjoy predictable and manageable payments.
Construction Financing Loans
BankFirst offers construction loans that will get you from blueprint to reality. Concentrate on building your dream home and let BankFirst guide you through the construction financing and into permanent financing.
Bridge Loans
If you are waiting to close on your new home because your current home has not sold yet, you may need a bridge loan. BankFirst offers you competitive rates.
Balloon Loans
Fixed rate payments for a set term of the loan. The balance remaining at the end of the specified term (the balloon) is then due. Renegotiate your current mortgage at the end of the balloon.
Refinancing Loans
Are you finding it necessary to reduce a monthly mortgage payment? Consider refinancing your loan into a payment schedule more suitable to fit your individual needs.
- Current Pay StubsFor 2 months for all wage earners in household.
- Most Recent Bank StatementsFor checking,savings, CD’s for 2 months.
- Federal Tax Returns & W2’sLast 2 years worth.
- Investment and/or Retirement StatementBring most current versions.
- DocumentsBankruptcy, divorce, child support, VA documents (if applicable), copy of drivers license(s).
- IF Refinancing Loan
- Copy of homeowner insurance policy
- Copy of most recent mortgage statement
- IF New Construction Loan
- Copy of the estimates for the costs of construction on the home
- Name and address of contractor
- Blue prints of home
- Legal description of the property the home will be built on
CONTACT US
Main Office
100 North 13th Street
Norfolk, NE 68701
(402) 371-8005
Lobby Hours:
Mon.-Fri. 9:00 AM-4:00 PM
Drive-thru Hours:
Mon. – Fri. 8:30 AM – 5:00 PM
Drive-thru Plus Hours:
Mon. – Fri. 7:00 AM – 6:00 PM
Sat. 8:00 AM – 1:00PM
FIND A BANKFIRST NEAR YOU
LOST OR STOLEN CARDS
Call 402-371-8005 during business hours:
M-F 8a-5p
After hours:
Contact Hot Card: 1-833-664-0360*
*$10.40 charge for after-hours call
If you receive a call about potential fraud on your debit card and are required to return the call, there will be no charge to you if you choose the automated service. If you choose to speak with a person there will be a $5.00 charge.
To activate your new Visa card, please call 1-800-992-3808